Blue Book
Welcome to Blue Book

Nigeria's trusted record of SME quality

A verified, reusable profile of each business, checked by lenders and investors before they say yes.

How it works

SMEs give their data. Blue Book verifies and scores it. Lenders and investors pay for the answer.

  1. SMEs shareIdentity, documents, statements and business details, with consent.
  2. We verifyClaims become verified facts.
  3. We scoreRisk, revenue and peer benchmark in a few clear answers.
  4. Capital decidesLenders and investors read one trusted report.

What we're building

For SMEs

The SME Profile

A free account that brings together identity, documents, statements and business details. Build it once and share it with any lender or investor. It's the SME's passport to capital.

Behind the scenes

The Verification Engine

  • Is the business registered?
  • Are the directors real?
  • Has the bank statement been tampered with?
  • Does revenue line up with invoices and the site visit?
The core product

The Scoring Engine

  • Risk score: how likely the SME is to repay
  • Verified revenue range: what the business really earns
  • Peer benchmark: how it compares in its sector and city
  • Valuation (later): what the business is worth
What customers buy

The Blue Book Report

A single, standard report a lender or investor can read in two minutes and trust.

For lenders & investors

The Lender and Investor Platform

A dashboard and API that plug into loan and deal processes. Pull reports, track your portfolio and share outcomes back.

Recurring

Monitoring

Alerts when a funded SME's revenue drops, a lawsuit shows up or its risk changes.

The moat

The Data Network

Every profile, repayment outcome and benchmark makes the score smarter. Over time Blue Book holds the most complete, verified view of Nigerian SMEs, and nobody can copy that quickly.

What we're not

Not a lenderWe never compete with our customers.
Not a credit bureau, at firstWe partner with bureaus and may seek our own licence later.
Not a marketplace, yetMatching SMEs with capital can come once trust is established.

Every transaction makes the next answer better.

We're getting ready to launch. If you're an SME, lender or investor and want to talk, get in touch.

info@bluebook.ng